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NIC

NICOLET BANKSHARES INC
7 filings tracked
financialsasset managementSMALL ($300M-2B)

Signal Magnitude Chart

BULLISH | 90% | 5/6/2026 | acquisitionBULLISH | 70% | 5/6/2026 | margin expansionBEARISH | 60% | 5/6/2026 | earnings missNEUTRAL | 30% | 5/6/2026 | management changeBULLISH | 90% | 5/6/2026 | acquisitionBULLISH | 70% | 5/6/2026 | margin expansionBEARISH | 60% | 5/6/2026 | earnings missNEUTRAL | 30% | 5/6/2026 | management changeBULLISH | 90% | 5/6/2026 | acquisitionBULLISH | 70% | 5/6/2026 | margin expansionBEARISH | 60% | 5/6/2026 | earnings missNEUTRAL | 30% | 5/6/2026 | management changeBULLISH | 90% | 5/6/2026 | acquisitionBULLISH | 70% | 5/6/2026 | margin expansionBEARISH | 60% | 5/6/2026 | earnings missNEUTRAL | 30% | 5/6/2026 | management changeBULLISH | 90% | 5/6/2026 | acquisitionBULLISH | 70% | 5/6/2026 | margin expansionBEARISH | 60% | 5/6/2026 | earnings missNEUTRAL | 30% | 5/6/2026 | management changeBULLISH | 90% | 5/6/2026 | acquisitionBULLISH | 70% | 5/6/2026 | margin expansionBEARISH | 60% | 5/6/2026 | earnings missNEUTRAL | 30% | 5/6/2026 | management changeBULLISH | 90% | 5/6/2026 | acquisitionBULLISH | 70% | 5/6/2026 | margin expansionBEARISH | 60% | 5/6/2026 | earnings missNEUTRAL | 30% | 5/6/2026 | management changeMay 26May 26HIGHLOW
bullish
bearish
neutral

Signal Timeline

bullishMay 6

Completed acquisition of MidWestOne, increasing total assets by 70% to $15.6 billion.

acquisition
90%
bullishMay 6

Net interest margin increased by 40 bps to 3.98%.

margin expansion
70%
bearishMay 6

GAAP net income fell 53% sequentially due to massive merger-related expenses.

earnings miss
60%
neutralMay 6

Integration of MidWestOne management and operational restructuring underway.

management change
30%
bullishMay 6

Completed acquisition of MidWestOne, increasing total assets by 70% to $15.6 billion.

acquisition
90%
bullishMay 6

Net interest margin increased by 40 bps to 3.98%.

margin expansion
70%
bearishMay 6

GAAP net income fell 53% sequentially due to massive merger-related expenses.

earnings miss
60%
neutralMay 6

Integration of MidWestOne management and operational restructuring underway.

management change
30%
bullishMay 6

Completed acquisition of MidWestOne, increasing total assets by 70% to $15.6 billion.

acquisition
90%
bullishMay 6

Net interest margin increased by 40 bps to 3.98%.

margin expansion
70%
bearishMay 6

GAAP net income fell 53% sequentially due to massive merger-related expenses.

earnings miss
60%
neutralMay 6

Integration of MidWestOne management and operational restructuring underway.

management change
30%
bullishMay 6

Completed acquisition of MidWestOne, increasing total assets by 70% to $15.6 billion.

acquisition
90%
bullishMay 6

Net interest margin increased by 40 bps to 3.98%.

margin expansion
70%
bearishMay 6

GAAP net income fell 53% sequentially due to massive merger-related expenses.

earnings miss
60%
neutralMay 6

Integration of MidWestOne management and operational restructuring underway.

management change
30%
bullishMay 6

Completed acquisition of MidWestOne, increasing total assets by 70% to $15.6 billion.

acquisition
90%
bullishMay 6

Net interest margin increased by 40 bps to 3.98%.

margin expansion
70%
bearishMay 6

GAAP net income fell 53% sequentially due to massive merger-related expenses.

earnings miss
60%
neutralMay 6

Integration of MidWestOne management and operational restructuring underway.

management change
30%
bullishMay 6

Completed acquisition of MidWestOne, increasing total assets by 70% to $15.6 billion.

acquisition
90%
bullishMay 6

Net interest margin increased by 40 bps to 3.98%.

margin expansion
70%
bearishMay 6

GAAP net income fell 53% sequentially due to massive merger-related expenses.

earnings miss
60%
neutralMay 6

Integration of MidWestOne management and operational restructuring underway.

management change
30%
bullishMay 6

Completed acquisition of MidWestOne, increasing total assets by 70% to $15.6 billion.

acquisition
90%
bullishMay 6

Net interest margin increased by 40 bps to 3.98%.

margin expansion
70%
bearishMay 6

GAAP net income fell 53% sequentially due to massive merger-related expenses.

earnings miss
60%
neutralMay 6

Integration of MidWestOne management and operational restructuring underway.

management change
30%

Filing History

10-QMay 6, 2026

The first quarter 2026 filing reveals a company at a critical inflection point. On one hand, the MidWestOne acquisition has provided Nicolet with the scale and deposit base necessary to compete as a regional player, evidenced by a 54% jump in net interest income. On the other hand, the immediate cost of this growth has been steep, manifesting in compressed GAAP margins and a sharp rise in nonperforming assets. The overall impact of the filing is a shift toward a higher-risk, higher-reward profile. Investors must now weigh the impressive core performance and margin expansion against the immediate operational headwinds and the volatility of a much larger, more complex loan portfolio. The planned sale of the Denver branches in Q3 2026 will be a key indicator of management's ability to streamline the franchise and optimize the balance sheet for efficiency.