Back to Sectors

MFIN

MEDALLION FINANCIAL CORP
7 filings tracked
financialsasset managementSMALL ($300M-2B)

Signal Magnitude Chart

BULLISH | 60% | 5/5/2026 | earnings beatBEARISH | 40% | 5/5/2026 | margin compressionBEARISH | 90% | 5/5/2026 | regulatory actionNEUTRAL | 50% | 5/5/2026 | capital raiseBULLISH | 30% | 5/5/2026 | dividend changeBULLISH | 60% | 5/5/2026 | earnings beatBEARISH | 40% | 5/5/2026 | margin compressionBEARISH | 90% | 5/5/2026 | regulatory actionNEUTRAL | 50% | 5/5/2026 | capital raiseBULLISH | 30% | 5/5/2026 | dividend changeBULLISH | 60% | 5/5/2026 | earnings beatBEARISH | 40% | 5/5/2026 | margin compressionBEARISH | 90% | 5/5/2026 | regulatory actionNEUTRAL | 50% | 5/5/2026 | capital raiseBULLISH | 30% | 5/5/2026 | dividend changeBULLISH | 60% | 5/5/2026 | earnings beatBEARISH | 40% | 5/5/2026 | margin compressionBEARISH | 90% | 5/5/2026 | regulatory actionNEUTRAL | 50% | 5/5/2026 | capital raiseBULLISH | 30% | 5/5/2026 | dividend changeBULLISH | 60% | 5/5/2026 | earnings beatBEARISH | 40% | 5/5/2026 | margin compressionBEARISH | 90% | 5/5/2026 | regulatory actionNEUTRAL | 50% | 5/5/2026 | capital raiseBULLISH | 30% | 5/5/2026 | dividend changeBULLISH | 60% | 5/5/2026 | earnings beatBEARISH | 40% | 5/5/2026 | margin compressionBEARISH | 90% | 5/5/2026 | regulatory actionNEUTRAL | 50% | 5/5/2026 | capital raiseBULLISH | 30% | 5/5/2026 | dividend changeBULLISH | 60% | 5/5/2026 | earnings beatBEARISH | 40% | 5/5/2026 | margin compressionBEARISH | 90% | 5/5/2026 | regulatory actionNEUTRAL | 50% | 5/5/2026 | capital raiseBULLISH | 30% | 5/5/2026 | dividend changeMay 26May 26HIGHLOW
bullish
bearish
neutral

Signal Timeline

bullishMay 5

Loan originations increased 34% YoY to $376.9 million.

earnings beat
60%
bearishMay 5

Rising cost of brokered deposits is compressing net interest margins.

margin compression
40%
bearishMay 5

SBA declared an event of default on Medallion Capital debentures.

regulatory action
90%
neutralMay 5

Issued $75 million in senior unsecured notes at 8.25% interest.

capital raise
50%
bullishMay 5

Quarterly dividend increased to $0.14 per share.

dividend change
30%
bullishMay 5

Loan originations increased 34% YoY to $376.9 million.

earnings beat
60%
bearishMay 5

Rising cost of brokered deposits is compressing net interest margins.

margin compression
40%
bearishMay 5

SBA declared an event of default on Medallion Capital debentures.

regulatory action
90%
neutralMay 5

Issued $75 million in senior unsecured notes at 8.25% interest.

capital raise
50%
bullishMay 5

Quarterly dividend increased to $0.14 per share.

dividend change
30%
bullishMay 5

Loan originations increased 34% YoY to $376.9 million.

earnings beat
60%
bearishMay 5

Rising cost of brokered deposits is compressing net interest margins.

margin compression
40%
bearishMay 5

SBA declared an event of default on Medallion Capital debentures.

regulatory action
90%
neutralMay 5

Issued $75 million in senior unsecured notes at 8.25% interest.

capital raise
50%
bullishMay 5

Quarterly dividend increased to $0.14 per share.

dividend change
30%
bullishMay 5

Loan originations increased 34% YoY to $376.9 million.

earnings beat
60%
bearishMay 5

Rising cost of brokered deposits is compressing net interest margins.

margin compression
40%
bearishMay 5

SBA declared an event of default on Medallion Capital debentures.

regulatory action
90%
neutralMay 5

Issued $75 million in senior unsecured notes at 8.25% interest.

capital raise
50%
bullishMay 5

Quarterly dividend increased to $0.14 per share.

dividend change
30%
bullishMay 5

Loan originations increased 34% YoY to $376.9 million.

earnings beat
60%
bearishMay 5

Rising cost of brokered deposits is compressing net interest margins.

margin compression
40%
bearishMay 5

SBA declared an event of default on Medallion Capital debentures.

regulatory action
90%
neutralMay 5

Issued $75 million in senior unsecured notes at 8.25% interest.

capital raise
50%
bullishMay 5

Quarterly dividend increased to $0.14 per share.

dividend change
30%
bullishMay 5

Loan originations increased 34% YoY to $376.9 million.

earnings beat
60%
bearishMay 5

Rising cost of brokered deposits is compressing net interest margins.

margin compression
40%
bearishMay 5

SBA declared an event of default on Medallion Capital debentures.

regulatory action
90%
neutralMay 5

Issued $75 million in senior unsecured notes at 8.25% interest.

capital raise
50%
bullishMay 5

Quarterly dividend increased to $0.14 per share.

dividend change
30%
bullishMay 5

Loan originations increased 34% YoY to $376.9 million.

earnings beat
60%
bearishMay 5

Rising cost of brokered deposits is compressing net interest margins.

margin compression
40%
bearishMay 5

SBA declared an event of default on Medallion Capital debentures.

regulatory action
90%
neutralMay 5

Issued $75 million in senior unsecured notes at 8.25% interest.

capital raise
50%
bullishMay 5

Quarterly dividend increased to $0.14 per share.

dividend change
30%

Filing History

10-QMay 5, 2026

The Q1 2026 filing reveals a company in a high-stakes transition, attempting to outpace rising funding costs and regulatory setbacks with aggressive loan growth and fintech integration. While the surge in recreation and home improvement originations provides a strong top-line narrative, the bottom line is pressured by the cost of brokered deposits and a significant net loss attributable to non-controlling interests in the bank's preferred stock. The net interest margin remains healthy at 8.35% after allowances, but the sustainability of this spread is under threat from the mismatch between fixed-rate assets and floating-rate liabilities. Investors are now weighing the potential for a massive value unlock via a bank spin-off or IPO against the immediate risks of an SBA default and liquidity constraints. The recent issuance of $75 million in senior notes suggests a need for fresh capital to sustain growth and meet obligations. Ultimately, the trajectory of the stock will likely depend on management's ability to resolve the SBA management dispute and successfully execute a strategic transaction for the bank subsidiary.